Hi everyone! We are still recovering from an exhausting travel week, which we will definitely share with you in future post, but now that we’re able to come up for air a bit, let’s do a reader case, shall we? Hi Firecracker: I love your reader cases and hope you will find my case interesting enough to respond. I am wondering when it makes sense to retire with a mortgage or line of credit or how many years I should be working before I can retire with manageable debt. My goals are: 1) to enter early retirement to melt down my […]